Email Scams: Advance-Fee Fraud

Among the masses of unsolicited email that clutter so many inboxes, the most dangerous are probably email scams. These take many forms, but ultimately all share the same goal of tricking you into handing over your money. One of the most common types of email scam is called the advance-fee fraud, perhaps most commonly known as the Nigerian bank scam. Although it originated in Nigeria, this scam is carried out all over the world.

The usual form this scam takes begins with an email or string of emails purportedly from a wealthy Nigerian businessman or politician. Usually, the story goes, this person is facing legal or personal trouble and is contacting you to transfer his or her money into your bank account for holding. This usually involves a promise of a reward in return for an initial payment to help them get things going or to stay safe.

These scams are extremely dangerous to those who fall for them, because their emails are usually replied to by an actual person. This allows the criminals to lure them in with an elaborate story. The original fraudsters in Nigeria are believed to have been college-educated, so the scams can be very complex and intelligently managed. With these tactics, they have been able to steal the entire life savings of many people.

Contact Us

Advance-fee fraud is an easy trap to fall in for the unsuspecting. If you have had your finances badly damaged by an email scam, filing for bankruptcy might be the best way for you to get back on your feet. The West Palm Beach bankruptcy lawyers of Eric N. Klein & Associates, P.A. can help you create a personalized plan for financial recovery. To discuss your situation with a knowledgeable lawyer, contact us at 561-353-2800 today.